Womule, I was going to respond to this yesterday with the generic, "your post doesn't make you come across as dumb, and that we all go about prepping in our own way."
Then I slept on it and I thought about it a bit more.
Not only is your post not dumb, but the more I think about it, the more I completely understand where you're coming from.
I stopped listening to TSP awhile back because it made me feel "anxious" (for lack of a better word) about my own situation.
There were all these podcasts about swales and cultivating huge acreages of land and beekeeping and yada yada yada... and here I am in a (very nice/safe suburb)1100 sq. foot 2 bedroom condo with my wife and kid, just paying off debt and building wealth.
All I can say about your anxiety is... sometimes it's best to unplug a bit and simplify.
Rather than trying to take it all in at once and make dramatic measurable changes, focus on a few areas where you can really become an expert and chip away at them incrementally.
This post isn't a knock on Jack, the forum, or the podcast at all. I'm sure there are a lot of listeners who can sit through an episode on swales and then turn the volume down, head outside, and put the knowledge to use. I'm not one of those people, but that's okay.
I can focus on personal financial security and the physical and emotional well being of myself and my family. Even if I'm not prepped for nuclear Armageddon, I can rest assured that if I or my wife lose our job unexpectedly, we'll be fine for 9 months while we look for comparable employment.
TLDR version: Focus on the stuff you can control, be mindful of the stuff you can't... but don't let it crush you. Chip away on the things you can control, and you'll start to see those things that seem scary and impossible melt away (and don't worry, they'll be replaced by other scary and impossible things... that's life)
