Just thinking out loud here. SCOTUS has ruled that one can be compelled to provide a finger print to unlock a cellphone, but cannot be compelled to provide the PIN.
If your concealed carry activity leads to law enforcement involvement of some nature, and you have to unlock your phone to show copies of your DL or CCW permit, have you waived whatever expectation of privacy you may have to the rest of the contents on the phone?
For example, you don't have that actual permit or license, but you do have a photo. You unlock the phone and provide it to the LEO. He takes the phone back to his vehicle to run numbers of whatever. What stops him from cloning or copying the contents of the phone? Who knows what gets downloaded to your phone? "Honest. That's not my kiddie porn. I don't know how that got there."
In Virginia, failure to show a CCW permit is a $25 civil penalty. If you actually end up in court for the penalty, the court can waive it upon presentation of a valid permit and ID. Va. Code § 18.2-308.01(B). It is only a $10 fine/traffic infraction to not produce your DL. Again, the fine can be avoided by producing a valid DL and/registration subject to court costs. Va. Code § 46.2-104.
Check your state's law. It may not be the end of the world to be without your papers.